I cannot recall a time when I failed to act but should have. More often, I took action and later wished I had not. For example, I made several financial decisions, such as purchasing a larger house and taking on a bigger mortgage, because my career was progressing and it seemed appropriate. In hindsight, I wish I had exercised greater financial discipline instead of being influenced by the pressure to keep up with others. While I recognize this is a common experience and that I sometimes acted emotionally rather than rationally, I have generally been decisive and accepted the outcomes of my decisions, whether positive or negative.
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